📈 Are you on track with the Baby Steps? Get a free personalized plan.
From Abercrombie jeans to Juicy Couture tracksuits, some things just felt fancier in the ’90s. In this episode, Rachel and George invite you to play along as they reveal the price of nostalgic status symbols and decide if they’re still worth the splurge today.
Next Steps:
🎥 Watch our video Do We Have It Harder Financially Than Our Parents?
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send
a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 The simplest way to budget. Download the EveryDollar app for free!
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹Coconut Mojito Mocktail
Recipe: Kale Junkie
1/4 cup light canned coconut milk
1/2 lime
2 ounces ginger beer
2 ounces sparkling water
10 mint leaves
Sea salt for rimming the glass
Instructions: Cut the lime into slices and rub one of the slices along the rim of a tall glass, so that the lime juice coats it. Place the glass rim-down into the sea salt and rotate until the sea salt sticks to the rim. Add the mint leaves to a
tall glass , then, using a muddler or a spoon, muddle the mint leaves together until the minty smell begins to release. Add all the ingredients and stir.
Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
42:03
Reacting to the Wildest “Am I the Jerk?” Reddit Threads
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If you’ve ever wondered if you’re the one in the wrong in a sticky situation, we can relate. In this episode, Rachel and George react to messy money problems on Reddit—so tune in to find out who’s really the jerk.
Next Steps:
🎥 Watch our video Things That Scream “I’m Pretending to Be Upper Class.”
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍸 Classic Gimlet
2 1/2 ounces gin
1/2 ounce lime juice
1/2 ounce simple syrup
Instructions: Combine all ingredients in a cocktail shaker filled with ice. Shake for 10–15 seconds until well chilled. Double strain through fine mesh strainer into chilled coupe glass. Garnish with a lime wheel.
Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
34:56
We Dedicated an Entire Episode to Respond to the Haters
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If you’ve ever left a comment on this show saying we’re out of touch, totally wrong or just plain crazy—we see you! 😅 In this episode, Rachel and George react to the hottest takes from our comments section to see if any of them might have a point.
Next Steps:
🎥 Watch our video Explaining Our Most Hated Financial Advice.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Sparkling Strawberry Coconut Mocktail
Recipe: @drinkteabar
2 ounces strawberry puree
6 ounces sparkling water
2 ounces coconut milk
Instructions: Add strawberry puree to your glass. Add ice and sparkling water. Stir and top with coconut milk.
Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
45:26
The DUMBEST Things People Actually Spend Money On!
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Dropping $10 on latte art . . . Waste of money or totally worth it? In this episode, Rachel and George call out the dumbest things people spend money on, plus you’ll find out what questions to ask next time you’re tempted to splurge.
Next Steps:
🎥 Watch our video Frugal Fails That Might Actually Ruin You.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Sparkling Pear Mocktail
Recipe: Cotter Crunch
3 Anjou pears
1/3 cup water
1 tablespoon mulling spices
2 cinnamon sticks
1/4 teaspoon ground ginger
1 teaspoon vanilla extract
1/4 cup maple syrup
24 ounces sparkling apple juice
Instructions: Place the peeled, sliced pears and water in a high-speed blender. Blend until smooth. Add the pear puree in a small pot along with the mulling spices, cinnamon, ginger, and vanilla. Mix together and let the pot simmer for 15 minutes on medium low. Remove from heat, mix in the maple syrup and cool. Once cool, strain and store the remaining syrup in a sealed jar. Place in the fridge until ready to use. To make the mocktails, place sugar on a large plate. Coat the rim of a wine or cocktail glass with egg white then dip in the plate of sugar. Add 1/4 cup pear syrup followed by 5–6 ounces of sparkling apple juice. Stir then add ice, if desired, and garnish with herbs. Repeat to get 4–6 mocktails.
Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
41:02
Disney Reality Check: The Good, the Bad and the Magical
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If you’re willing to go into debt for limited-edition Mickey Mouse ears 🐭 . . . it’s time to stop the madness. In this episode, Rachel and George reveal Disney adults’ top hacks so you can enjoy the most magical place on Earth without breaking the bank.
Next Steps:
🎥 Watch our video What Are “Vacations” Really Costing You?
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍸 La Tourista
Recipe: @taco.dia
2 ounces tequila
1/2 ounce St-Germain elderflower liqueur
1/2 ounce Aperol
1/2 ounce simple syrup
1 ounce lemon juice
2 dashes bitters
Instructions: In a cocktail shaker, add all the ingredients and shake to combine. Strain into a glass filled with ice. Garnish with orange peel or rosemary sprig if desired.
Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
About Smart Money Happy Hour with Rachel Cruze and George Kamel
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Listen to Smart Money Happy Hour with Rachel Cruze and George Kamel, The Prosperity Project and many other podcasts from around the world with the radio.net app